At Ajay A Goel & Co, we specialize in debt syndication, project finance advisory, and structured lending solutions for Indian enterprises. Leveraging our deep understanding of banking norms, NBFC frameworks, and capital markets, we guide clients through every stage of financing—from project evaluation to loan closure—ensuring cost-effective,compliant fund-raising up to mid-market ticket sizes. We primarily serve clients in Kanpur, nearby Uttar Pradesh towns, and Delhi NCR, offering localized expertise and deep lender connections.
Securing optimal debt financing requires industry insight, lender relationships, and meticulous structuring:
Optimized Capital Structure: Align debt tenor, repayment schedules, and covenants with your cash flows.
Access to Diverse Lenders: Tap our curated network of national banks, NBFCs, nonbank lenders, and alternative financiers.
Competitive Terms: Negotiate better interest rates, minimal processing fees, and flexible security arrangements.
EndtoEnd Support: From project report preparation to document due diligence, we ensure a seamless funding process.
Detailed project report preparation and feasibility analysis
Cash flow projections, sensitivity analysis, and risk assessment
Sector benchmarks for manufacturing, real estate, infrastructure, healthcare
Customized capital structuring (term loans, working capital facilities, mezzanine debt)
Drafting and evaluation of term sheets and indicative offers
Tailored security package recommendations
Mapping lenders by sector expertise, ticket size, and risk appetite
Coordination of due diligence: information memorandum, site visits
Management of lender queries and clarifications
Negotiation of interest rates, covenants, and drawdown terms
Review of loan agreements, facility documents, and security deeds
Compliance with RBI guidelines, NBFC policy, and corporate governance standards
Coordination of disbursement schedules and compliance certificate submissions
Ongoing covenant monitoring and variance reporting
Advisory on debt restructuring, refinancing, and covenant renegotiation
Structured Process: Risk-based planning, MILO (Monitoring, Inspection, Liaison, & Operations) framework
Digital Tools: Financial modeling with Excel, MIS dashboards, secure client portals
Expert Team: Chartered Accountants, and project finance specialists
Manufacturing & Trading
Infrastructure & Real Estate
Healthcare & Education
Retail & ECommerce
Hospitality & Services
Partner with AAGC to structure and secure your next debt facility. Our bespoke advisory ensures robust funding aligned with your growth objectives.